Is Cloth Wiring Safe?

Cloth wiring was made by weaving cotton strands impregnated with rubber around electrical cables. Because it no longer meets fire safety regulations, it’s now considered a fire hazard.

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There are a few reasons why cloth wiring is considered a fire hazard

Cloth wiring originated in the 19th century, well before plastic-coated wires were even invented. It used multiple layers of fabric over bare copper wires, which worked well as insulation.

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The insurance policy for homes with cloth wiring depends on your state’s laws, your insurer, and your home inspection. Insurance companies may refuse to insure a home with cloth wiring, but policies largely vary among insurers.

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Homeowners should carefully evaluate the safety risk involved with cloth wiring and decide to rewire accordingly. It is recommended to replace cloth wiring when possible.

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